Good day As a skilled Credit Risk Analyst, I read your posting for a Senior Manager Credit Risk with interest. My experience aligns well with the qualifications you are seeking, in particular my role as a Credit Risk Analyst at Nedbank Ltd of SA, and I am certain I would make a valuable addition to the company you are recruiting for. I have more than ten years’ experience as a Credit Risk Analyst, I am adept in documentation, analysis, and reporting. My on-the-job experience has afforded me skills, which include problem solving and communication abilities, analyzing and determining risk issues, assessing financial statements and reports for compliance and decision-making as well training new analysts. In addition to my experience and personal qualities, I have a solid educational foundation and a passion for risk management. Please review my attached CV for additional information regarding my expertise and career achievements. I would welcome an opportunity to discuss this position with you at your earliest convenience. I look forward to hearing from you soon. Thank you for your time and consideration. Regards Phumla Zazi